Tuesday, January 20, 2009

Mixing of Certain Food and Drugs

The doctors said that mixing certain foods and drugs can be hazardous.

Came across this from the Health Board - Please take note ...

- Grapefruit and starfruit are found to inhibit metabolism of certain anti-cancer drugs, such as imatinab, sunitinib and vinorelbine.
Side effect include: low blood count, vomiting, fluid retention, fatigue, diarrhoea, mouth ulcers, liver inflammation and abdominal pain.

- Do not take grapefruit with heart medications like certain cholesterol-lowing drugs, such as atorvastin , lovastatin and simvastatin as they increase potency.
Side effect include: liver damage, severe muscle and kidney damage.

- Calcium channel blockers that help control high blood pressure, can also react with grapefruit.

- Fibre in oatmeal and other cereals, when consume in large amounts, can interfere the absorption of digoxin ( medication used to treat various heart conditions.)

- Effectiveness of certain Blood thinning medication can reduce if consume too much food high in vitamin K, such as liver, green leafy vegetables, has blood clotting properties.

- Dairy products and iron tablets should be avoided if on tetracycline (treat skin and chest infections) as this food reduce the effectiveness of antibiotic. Just take them at a different timing.

- Avoid caffeine if on Asthma medication such as oral bronchodilators.
Side effect: heart palpitations and insomnia.

- Alcohol and sour and spicy food may cause gastric irritation if you are taking oral steroids.

Monday, January 19, 2009

The Crisis Knowledge

My Lecturer was telling us in class the other day, "...sometimes people who knows nothing about finance, could predict the status of the economy better than those who claims they know it all."


Well, true. However, the only person you can believe in - is yourself.


I came across this interview extract from this man from wealth management. Here goes..

  • The signs of the sub-prime crisis were evident a year ago. Yet, nobody did anything about it..

.... at that time, a lot of risk was being taken off the table. The question is whether it was quick enough. Nobody expected it to have dominoed so fast. The sub-prime debacle was the primary catalyst, due to the lack of risk management on credit exposure. ... The thing that people were not able to foresee happening so quickly was the nature of the risk it had put on the real financial system.


  • How did that lead us to the current economic situation?

The financial system as we know it is on the brink of survival. The first entity that had lost its position in the market was Lehman Brothers. The first happens at the top of the mountain. People see it, but it has not come to base camp yet. Then it stops. People think it has ended. However, The Lehman failure has caused so much fear in the soundness of the financial system that interest rates shot through the roof. Banks stopped trusting one another. And the whole market has gone into a credit crunch, effectively paralysing the monetary system.

  • And that filtered down...

....Banks don't trust banks, let alone corporations that need funding for investing or daily operations.

  • Are bail-outs effective?

They are a necessity. Without it, the financial system would have collapsed a month ago. At least now there is still hope that this will not be an extended crisis....

  • What went wrong with the financial markets?

.... But when banks are making bucket loads of money , there is no proper supervision. ....There's always greed that oversteps the concerns of the risk management. In the sub-prime crisis, instruments became more complex and their credit value less viable in order to get a better return. But professional investors were still buying this stuffs. There is a complete lack of awareness of the intrinsic risk that was involved.

  • The US, a market-driven economy, is turning to direct interference. Does this spell the end, or at least demand a re-think, of laissez-faire capitalism?

In the Asian crisis, when Hong Kong intervened in the market, it was severely criticised by the US. Everybody in Asia knew that intervention was necessary because of the situation. Today, however, the US realises what was happening in Asia at that time was a very small scale situation of what is happening in the US right now. You can't tell a sovereign state to let your banks and companies go bankrupt. Asian markets have a certain social-democratic way of approaching capitalism. Now, the US has become primarily socialist, where all the banks and the companies is going to be owned by the government. It has become a full circle.

  • What can worsen the situation?

I don't think the system can take another shock., like the failure of a large European financial entity. ... The automotive industry in the US is another big question mark. Is it archaic, should it be allowed to fail? Or is it critical to US jobs and US growth and should not be allowed to fail? It's not part of the financial system, but its such a giant in the US economy that losing several hundred thousand jobs overnight would be a big issue.


  • How long do you think the recession will last?

Two scenarios. If what is being done now works reasonably well. it will last through to 2009. If not, it will be another two, three years. That's typically the cycle. Stocks and equity markets tend to forecast way before recovery, so you can potentially see this turning around in June.


  • What kind of business will survive, or even flourish?

I'd look at low-leverage companies sitting on a lot of cash - there are tons of them around the world. At the current market valuations, lots of companies are cheap and dividend yields are strong. In the medium to long term, stick to companies with good business models, that are profitable. Go back to basics, things people cannot do without: utility companies, telcos and consumer durables will be affected, but their survivability will still be strong. On recovery, what will do well are the commodities.

  • What should consumers and businesses do in the meantime?

A big mistake a lot of companies are making is firing staff. Retrenchment should be the last resort. What they should do is reduce salaries, freeze bonuses and pull incentives. People should be kept in their jobs, otherwise not only will consumer spending dramatically fall, psychology and confidence will be hugely impacted. The best thing for consumers to do is to carry on spending - if they can. Everybody is cutting back, but try to live life as normally as possible. Keep your ear to the ground. ........

  • Is that something to be optimistic about? People emerging more knowledgeable....

Human beings learn from their lessons but also have very short memories. ...... growth over the years, was able to accumulate a lot of wealth. Everyone is financially stronger to manage this crisis.

For my knowledge..

Upcoming Runs 2009

When I first set up this blog, the first thing that I talked about was upcoming races and the runs I joined. Mostly, I ran the 10km race which I completed on average 1hr 10mins. Overall, I'm satisfied with my results cos' I am quite consistent but I wish I could run within 1hr the next time.

This is some of the upcoming events for 2009:

07/02/2009- Safari Zoo Run
01/03/2009- Newton Active Run 09
30/05/2009- Adidas Sundown Marathon 2009
05/07/2009- Milk Run 2009

I will be updating more events once it is confirmed.

Wednesday, January 14, 2009

Safer Way to Say in an Interview

I wanted to pen this down for my friends and people who read my blog on how to tackle job interview. Sometimes after an interview, I asked myself why didn't I say this or why I didn't say that. Well, we are just human, right?

Tell me about yourself?
This is an opening question in an interview and keep your answer to a min or two. Four topics: Early years, education, work history and recent career experience. This is a warm up question, so don't waste your best point on it.

What do you know about our organisation?
Discuss products or services, revenues, reputation, image, goals, problems, management style, people, history and philosophy. However, never act as you everything about the place. Your answer should show that you have taken the effort to do some research and make it clear to the interviewer that you wish to learn more.

Why do you want to work for us?
Do not say " because I like people." What else would you like - animals? Do your homework so that you can speak in terms of the company's needs. Say that your research has shown that the company is doing things you would like to be involved with and that it greatly interest you.

What can you do for us that someone else can't?
Here, you have every right to be a bit egotistical. Talk about your record of getting things done and list of career accomplishments. Say that your skills and interests, combined with this history of getting results, make you valuable. Mention your ability to set priority, identify problems, and use your experience and energy to solve them.

Please give me your definition of the position for which you are being interviewed.
Your answer should be brief and task-oriented. Think in terms of responsibilities ans accountability. Make sure you really do understand what the position involves before you attempt the answer. If uncertain, ask the interviewer.

How long would it take you to make a meaningful contribution to our firm?
Be realistic. Say that, while you would expect to meet pressing demands and pull your own weight from the first day, it might take six months to a year before you could expect to know the organisation and its needs well enough to make major contribution.

Your resume suggests that you may be over-qualified or too experiences for this position. What is you opinion?
Emphasise your interest in establishing a long-term association with the organisation, and say that you assume that if you perform well in this job, new opportunities will open up for you. Mention a strong company need a strong staff. Suggest that since you are well qualified, the employer will get a fast return on his investment. Say that a growing, energetic company can never have too much talent.

What is your management style?
You should know enough about the company's style to know that your management style will complement it. Possible styles: task-oriented, result-oriented, paternalistic. The popular style is the participative style as it motivate people and delegate responsibility.

Why are you leaving (did you leave) your job?
Be honest without hurting yourself, be brief and to the point. If you were laid off, say so, otherwise indicate that the move was your decision. Do not mention personal conflicts. Remember that your references are likely to be checked, so don't concoct a story for an interview.

What do you think of your boss?
Be positive as you can. A potential boss is likely to wonder if you might talk about him in similar terms at some point in the future.


One must be prepare for interview questions and on a gentle note - Be polite, professional and respectful with the potential boss or even client.

Good luck to my friends!

Wednesday, January 7, 2009

I Read The Life's Greatest Lesson

.... Morrie said now, looking at a photo of his oldest son. "I simply say, 'There is no experience like having children.' That's all. There is no substitute for it. You cannot do it with a friend. You cannot do it with a lover. ..... having complete responsibility for another human being, and to learn how to love and bonding the deepest way......"

I love this part of the story. It is a true story that touches my heart. "Tuesdays with Morrie" by Mitch Albom.

Have you ever in your life met someone, it could be your teacher, colleague, friends, someone older, wiser and patient who have helped you see the world in a different light? And gave you sound advice to guide your way through it.

For this author, it is his college professor who taught him nearly 20 years ago. And of course, like everyone else, he lost track of his mentor as time passed, and the world seem colder.

The author got the second chance to meet his mentor in the last months of the old man's life. The author got his one final class - lessons in how to live.

Everytime I read the book, I blinked back tears. Every pages of it is so meaningful and it teaches life's greatest lesson - something that everyone of us take for granted...

Tuesday, January 6, 2009

The Koh Samui That I Love to Go Again

Some of my dear friends have noticed that I 'disappeared for almost 2 weeks. Now that I'm back from Koh Samui and I must say, its a beautiful place to be in but definitely going during festive season is best to avoid.

The locals there are very friendly and helpful and its very easy to get around. I was at Chaweng beach - a hotspot for tourists. I would suggest if you prefer a secluded area, then don't pick Chaweng beach.

I always joke that Koh Samui is for people who are confident of their body and love the attention. Over there, men can be seen topless and walking around holding bottles of beer. The women will be in bikinis and shorts, shopping endlessly.

If you haven't been to Koh Samui, its best to book a tour at the hotel that you are staying and they will arrange a jeep/van to pick you up and drive you around to see beautiful rocks, waterfalls, etc.

However, do prepare some cash when touring around as certain places you explore expect you to give them some 'tips'. The elephant ride I have, expect me to give the elephant and the owner 5oo bahts each, which I thought I've paid for the tour, but he said it is for 'elephant reserve'.

Do bring sunblock lotion and insect repellent wherever you go.





























Monday, January 5, 2009

Life like Lemon

I was reading the papers today and the headline news was about " When life gives you lemons, make lemonade."

We have enough news about job losses, plunging property prices, natural disasters, wars, loss of loved ones, etc. Yes, enough to make us go into depression, avoid reading any news and the urge to shut ourselves from the world.

But the reality is that, everyone have to face the truth - it had already happened and is still happening around us.

The papers is teaching us to face such situation with a can-do-attitude - making the best out of a bad situation. Of course, seeking positive is not about belittling the tragedies, instead it is that little triumphs in every human spirit that counts.

So many bad news, so little time and life too short. It is still possible to smile, when a little balance is most needed, even if it is just for a day.